No one really wants to talk about their last will and testament, but this is one legal issue you don’t want to leave unattended. After all, it could lead to a major rift in your family, one which you are not around to mend. The importance of having a very clear will and testament takes …
An increasing number of people are turning to the internet for all sorts of advice. Task Management. Fashion advice. Medical advice. Marriage advice. Here at deRocco Financial Group, we certainly won’t dissuade you from getting some investment trends online, but we strongly recommend that you don’t turn to Google for your final financial decisions. Because …
No, the Internet is Not Your Best Source of Financial Advice Read More »
Great retirement planning tools from investor.gov A sound retirement plan is necessary to help ensure that you live the life you’ve always dreamed of once you retire. Investor.gov has some great tools to help you with Investment and Retirement Planning…Check out https://www.investor.gov/free-financial-planning-tools Once you’ve played with the numbers, a customized retirement plan crafted by an experienced …
In the universe of insurance, there are essentially two kinds of life insurance: Term Life Insurance, and Permanent Life Insurance (Whole and Universal). Let’s talk about the differences. TERM LIFE INSURANCEWith Term Life Insurance, you pay premiums for a predetermined term (generally 20 or 30 years). If you pass away inside that term, the insurer pays …
The Difference between Term and Whole Life Insurance Read More »
With many financial and trading apps out there, you might think that having a Financial Advisor is becoming an archaic concept. On the contrary: The proliferation of these apps and tools has made more people aware of the power of investing and planning than ever before. Once a new investor learns some aspects of the markets …
Navigating Retirement Planning: The Bad, The Better, The Even Better, And Common Surprises The body content of your post goes here. To edit this text, click on it and delete this default text and start typing your own or paste your own from a different source.
Bonds are fixed-income instruments where you are the Creditor/Debtholder Bonds are fixed-income instruments that traditionally pay out a fixed interest rate, though variable interest rates are also now common. Bonds represent a loan made by an investor to a borrower and are typically used by companies, municipalities, states, and governments to finance projects or even …
So What Are Bonds, and Why Should They Be a Part of My Investment Mix? Read More »
How Mutual Funds Can Help You Diversify Your Portfolio How Mutual Funds Can Help You Diversify Your Portfolio What is Mutual Fund? Mutual funds are a financial vehicle that allows you to “pool” your money with other investors, allowing you to “mutually” buy stocks, bonds, and other types of investments…Thus, “Mutual” Funds. Mutual Funds are …
8 Tips for Education Expense Planning 1. Assessing the Cost of Education: The first step in planning for education expenses is understanding the potential costs involved. Estimate the expenses associated with tuition fees, books, accommodation, and other related costs. This assessment will give you a clear picture of the savings needed to support your child’s …
Planning for Education Expenses: Saving for Your Child’s Future Read More »
Bonds are fixed-income instruments that traditionally pay out a fixed interest rate, though variable interest rates are also now common. Bonds represent a loan made by an investor to a borrower and are typically used by companies, municipalities, states, and governments to finance projects or even finance their operations. If you are the bond owner, …
Bonds are fixed-income instruments where you are the Creditor/Debtholder Read More »
